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"Are you one of those millions of users world wide, who no
matter how hard they try, can't get a credit card, due to bad
credit history?"
FACT:
1 in 3 people in the USA don't have a bank account!!!
Lets face it, not every internet merchant lives in the
US, and due to this a lot of marketers face problems. Many others, in
spite of living in the US, don't have a credit history that makes
them eligible to apply for credit cards.
Does this sound like you?
Want examples of problems faced by such people??
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Paypal, which is an extremely
inexpensive service, after the patriot act does not accept users
from Malaysia, Pakistan and quite a few other countries.
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Paypal won't let you withdraw money
into your international bank account except for a few countries.
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Many of us don't have great credit
histories due to which we never get credit cards issued to us.
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Commission Junction won't accept
affiliates from India, but are OK with Indians providing a
US/Canadian Address.
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Certain websites don't accept any
other means of payment except for credit cards.
PayPower,
unfortunately seem to have gone out of business as their site is
down from since 15th Jan
So what alternatives do you have?
1)
Ikobo: This merchant processor seems to be a very nice
alternative to Paypal. They have an innovative system where
iKobo sends the person receiving the money a Free i-Kard (Visa
Electron Card) on which this amount is credited. A future option of
withdrawing it to your own bank account is going to be added.
This card costs a one time payment of $15. There
after any money sent to you is credited to this card. You can
withdraw the money from any VISA ATM world wide.
The merchant processing fees are as low as Paypal,
2.9% +29 cents per transaction.
All money is FDIC insured and you can accept payment
from over 170 countries including those banned by Paypal.
They also provide Instant Payment Notifications (IPN)
like Paypal.
Click here to open a FREE account with
ikobo
2)
Moneybookers: Another great new service is Moneybookers.
This provider too accepts users from almost all countries of the
world barring a few. But on the whole accepts all those countries
banned by paypal.
The best feature is that in 28 countries you can
withdraw the money into your local bank including countries like
Hungary and India.
Transaction fees are as low as 1% and you are
protected against chargebacks.
They too provide Instant Payment Notifications (IPN)
like Paypal.
So How does this benefit you?
With ikobo Your transactions are relatively anonymous as you can withdraw
the balance in your account as cash from any ATM.
Inexpensive merchant processing for merchants
residing in countries that are refused by Paypal.
With moneybookers you can withdraw money to your bank
account if you reside in any of the 30 countires on their list.
So the bottom line is, if you were looking for a
cheap and reliable merchant processor and were looking for a
Paypal or Paypower alternative...
Now you have two
Moneybookers and
Ikobo
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